KBH Wealth Planning was created for the purpose of providing you with a sense of freedom and peace-of-mind when it comes to your wealth and future. We employ an Integrated approach to your Wealth Planning needs using customized solutions that are designed to suit you, your future goals, and your family’s plans.
The integration with KBH Chartered Professional Accountants allows us to create a better plan for you than many others can do. By integrating Tax Planning, Risk Management, Wealth Management, Estate Planning and Succession Planning we are able to create something truly unique; a plan that is holistic rather than just about dollars and cents.
The typical, non-integrated, approach requires you as the client to separately deal with your different advisors – financial planner, investment advisor, insurance advisor, and accountant. By integrating a team under one “roof” we have created an environment where the advisors can easily collaborate to develop, manage, and adjust a customized plan just for you. This integrated approach allows professionals to coordinate their thoughts, ideas and plans all for your benefit.
As your Trusted Advisor, your accountant has insight into your financial situation and your financial needs as well as focus, ethics, and the responsibility to serve you with the best available advice and guidance.
Working directly with the registered portfolio managers at, Independent Accountants’ Investment Counsel Inc. (IAIC) who manage where your funds are going, and how they are invested, provides us valuable insight to oversee your goals and your progress towards them. In turn, we are able to create a deeper awareness of your total wealth all while aiding you in achieving your short- and long-term plans. As one of our core philosophies states, we value our success based off your success.
Wealth planning is the process where we answer questions like:
- How much do we need to retire?
- How will my family survive if I die?
- Will there be anything left for us to leave to the kids?
- Will our lifestyle have to change when we retire?
- How much do we need to save per year to have a comfortable retirement?
- What should we spend first in retirement – RRSPs, TFSA’s, personal savings or corporate savings?
- What happens to my business when I die?
- How does our favourite Charity fit into our plans?
- How much tax will be payable by my estate and how can this be minimized?
A comprehensive plan that can answer these types of questions, cannot be done by only one advisor. Our Integrated Planning approach allows us to combine your information with the knowledge of your partner at KBH, our wealth planner, IAIC investment, our insurance advisors, our tax team and other experts as needed. The result is a living, breathing wealth plan reflecting your goals that can be reviewed and updated on a regular basis to ensure you stay on track.
We value transparency and trust, so before you begin let us outline what our typical Meeting Process looks like.